System and method for electronic payments

专利名称：System and method for electronic payments发明人：Joubert, Jozef Philippus Wolhuter,Malan,

Ruan

申请号：AU2015308090申请日：20150828公开号：AU2015308090B2公开日：20180329

摘要：A system and method for conducting electronic payment transactions betweentransaction initiators and transaction responders is disclosed. The system comprises aserver system in communication with transactional infrastructure of the transactioninitiators and transaction responders and enables a transaction initiator to initiate atransaction by sending a transaction initiation request to the server system, which in turngenerates a first, responder independent token representing the transaction. The firsttoken is then stored and communicated to the transactional infrastructure of thetransaction initiator from where it is communicated to the transaction responder. Thetransaction responder in turn transmits a response request including the first token tothe server system via an independent channel, where the token is extracted andcompared to originally generated token. If the tokens are found to correspond thetransaction is completed between the initiator and responder.

申请人：Kineto Mobile (Pty) Ltd

代理人：Spruson & Ferguson

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